Wednesday, January 27, 2016

Tuesday, January 26, 2016

7 Tabung Saya

Zaman barang mahal ni eloklah kita menabung. Mmg terasa betul sesaknya lahai kan? Membeli di pasar pun mcm tersekat sekat rsnya. Itu kita, klu yg lebih krg bernasib baik, anak pun berderet..acaner tu? T_T Mmglah anak tu membawa rezeki..tapi, sebagai ibu bapa, takkan nak tggu rezeki anak dtg bergolek? Yg mencekup rezeki anak pun byk skrg ni. Nauzubillah.

Doa from FB :)


So, this year mmg bertekad utk kempen jimat cermat ni. susah mcmana pun keperluan diutamakan, apa yg tidak perlu kita tolak tepi. Hidup utk memberi bukan utk bermewah :) Apa yg plg mudah ialah : tetapkan belanjawan diri, hidup cuba jgn berhutang dan jgn terikut ikut gaya hidup org lain. Lain org. lain keraknya, lain periuknya. So buat apa yg patut sahaja. 

Bincang bincang sikit dgn suami, rsnya elok juga kita buat tabung2 peribadi ni. Suami dgn cara dia (tak kesahlah..takkan tabung pun isteri control..ye tak). Kita dgn tabung kita. Tp yg ni mmg senyap2 je..xleh cerita kat dia..wpn dia bc blog ni..(Hi awak!) 

So cara saya : Kita bahagi kan tabung kpd 7 tabung. 
Macam banyak kan? Tp ini basic je sebenarnya. nak biasakan diri wpn duit bukanlah segunung. Mari saya senaraikan

1. Tabung simpanan tetap utk emergency.
Yang ni 10% dr pendapatan kasar. pendapatan bersih pun boleh jika rs terlalu terbeban. Cthnya dpt 3000 sebulan so 300 dah siap siap set aside. Yang ni mmg wajib utk non cc holders like me, in cases of emergency mcm battery kong tiba2 or ada emergency kat kg kna blk adhoc with flights. contoh. oh ya 1day sales bukan emergency ya!haha


2. Tabung Holiday
Holiday ni dh mcm neccessity sebenarnya klu ikut category.Dia mcm self motivation session utk bekerja lebih baik, so to not feel the burden, kita buat tabung holiday. Ini kena specific letak gambar or destination yg nak pergi. And bajet to achieve. Saya slalu letak lbih sikit utk tabung ni tp xlebih 5% dr gaji sb holidays/short getaways ni dh jadi MUST utk city dwellers like me utk skali skala lari dr kesibukan kota.acheehhh. So far takde lagi plans utk overseas long holidays semua, belum rezeki, tp inshallah one day.Amin!


3. Tabung Wish List
Yang ni kena label wish item tu. or letak gambar. Applicable utk small items jelah mcm kasut ke handbag ke microwave oven ke. Yang ni saya menabung sikit2 dlm quantity puluh ringgit shaja sebulan. Max rm100 sebab tujuan nya ialah nak bg xperasan pun kita menyimpan. Klu marhaen gaji kiut mcm sy xleh lah letak HRV ke utk tabung ni. so max 100 tu dh memadai. And brg2 mmg max pun 2k je.kikiki. 


4. Tabung Rumah

Tabung ni adalah utk kerja2 membaik pulih/maintain dan menghias rumah. Ya, simpan sikit2 kemudian beli, bukan swipe cc then byr sikit2 :) Tapi lain org lain caranya kan. Ini cara org yg duit ada tp utk benda lain spt saya :p Yang ni pun below 100 sebulan shj. Xleh byk2 :) Kalau dpt duit sekepuk sekaligus, cmpurkan shj jumlah ni nanti. Tp bilalah nk dpt sekepuk tu kan? :p


5. Tabung Anak-Anak





Bila tulis ni teringat kat depa ni. Mmg duit ni saya potong sikit je dr gaji sy utk disimpan dlm TH diorg, biarlah sikit2 sahaja janji ada setiap bln. Sejujurnya mmg dlm 1% shj seorg dr gaji bersih. Alhmdulillah biarlah tak terasa janji ada. Klu naik gaji, inshallah naik sikit elaun nya ..hehe.. Amalan ni dr parents saya juga, mak and bapak mmg potong sedikit seorg utk kami berenam beradik. Alhmdulillah pd umur saya 27thn dpt keluarkan utk top up bayaran deposit pembelian rumah. Ya kami beli rumah 2nd so depo nya 10%+5% lg yuran guaman so every cents counts. Inshallah apa yg kita buat sekarang bermanfaat utk anak2 dimasa hadapan. Amin! :)



6. Tabung Harian

Yang tabung duit pecah. tabung utk duit harian min rm2 sehari. yang ini mmg sebolehnya, dikorek kira setahun sekali ja. Mmg utk kesesakan tidak terjangka dan kecemasan  bila diperlukan yg inshallah tak de. amin.

  
7. Tabung Syilling :)

Tabung paling basic. Tabung duit berat. Tabung ni tujuan dia utk beli air, dan juga sebagai spare hujung thn mencukupkan apa yg tak cukup ;p







So, inilah cerita tabung-tabung saya. Moga boleh bagi idea atau inspire kawan2 kat luar sana yg menyokong dan mendokong kempen jimat cermat ni :) Barang basah pun makin mahal jd belanja utk setiap bulan utk food sahaja mmg dgn tak sengaja bertambah. nampak mcm byk kan 7tabung semuanya..tp sebenarnya tabung2 yg simple sahaja yg kita buat secara sengaja atau tak snegaja je selama ni. cuma bila disenaraikan baru nmpk hitam putihnya.


Have a nice week!

Zahra




Monday, January 18, 2016

Weekend with the Kids







Hi there!

Going slow since 2016 aren't we,eh? well busy at work really gives a toll on me these days. i even hardly go out for lunch these days and prefers quite weekends at home, cleaning cooking and errr..sleeping. Got few new routines these days especially with Iman's intensive reading lessons. Yes, his dad is trying to prove me wrong by getting iman tested for adhd. Well, a test doesnt hurts kan? so far plans to NASOM are still not done.no plans so far. 

So weekends are mainly short outings, some homecookings, some readings and plentiful of playing. The boys now had grew into bicycle enthusiasts - from dawn to dusk, they will cycle, suka sangat heh. I dont really mind and as long i keep the gates locked they are free to play in within our small compound, nasiblah korg kan..rumah kecik ja. but i dare not leave a blink of an eye the boys open out, not these days especially. Too scary with too many maniacs out there.


Saturday was just lazy day. We slept in all of us and decided to wake up at 10. Yeay. Sedap tido,, hubs was working so when i sent him a pic of us 3 under the covers he was furiously jelous..haha. We watched movies and played puzzles and color random pictures all day. Even daddy couldnt stand it and came home to dooze off a bit at lunch and had to drag his tail out for afternoon work. yeahh..he works weekends. Well, i really like him working weekends actually. Hahaha.. Takpa syg CNY we'll take a really long break and go huha in Kelantan ya. 





Too laid off on Saturday, mommy decided to have some kids activity on Sunday. So we did some bathroom painting artsy. This was really a hit with both they painted the walls and floor and the toilet all purple. and then we rinse everything off again. Iman was really happy doing this he asked if we an do this everyday. Well we'll about that young man. If you do your reading well, we can i presume :)

Later that afternoon, after Ultramen made his debut for that day on Astro Ceria, i asked them if they would like to make some chocholate muffins with mommy. At first only amsyar responded and tail-gated mommy back and fro setting up all ingredients. Then when the fun had started, Iman decided to charge in. 

 
We decided to make simple muffins, amsyar putting together all the dry ingredients , flour, sugar, cocoa powder and baking soda and also choc chips, Iman on the other hand mixed up eggs, oil and milk in a measuring cup. Then i asked iman to mix both dry and wet together, mixing it carefully. He's a talented au natural chef indeed. so strong, who needs a mixer anyway. Amsyar puts ther cups in a row so that i can fill them in. Both were too happy when the muffin pops out. Sibuk claim from daddy that these were his muffins. Yes indeed dear, your muffins. Good job!

Kids kan, all they need is our attention, and working moms like me really feel the guilt for not always being there for them. So lets make the most out of weekends. An ice cream treat out later on a busy hectic day sometimes what matters most to them :)

More family time to go for 2016 jomm..more getaways and holidays to plan jom!



posted from Bloggeroid

Tuesday, January 12, 2016

This little guy named Zulhadzrey Iman



Muka merajuk mommy xmau mkn kfc kat kedai. no no take away je




This lil guy is not so lil anymore. He will be 5 yrs old in 40days time :) 5yrs marking my mommyhood. My first born is quite tricky to handle but he is such a sweet boy. Always on the run always moody. kuat sentap sikit pantang salah..tapi nak buat cmne iman macamtulah. mommy dh byk kali nk g check with NASOM whether iman ni ada mild autism or not sebab ada quite few ques yg mommy perhatikan, but seems like getting improved day by day. i think ill just monitor myself and encourage him more.

Last christmas holidays belikan iman new bike ni setelah berbulan dok berzikir nak new bike. The older one dah outgrown smpai kayuh dekat2 nk cecah handle. hujung thn nk membayar itu inilah ko minta ye nakk. korek sana sini sikit alhmdulillah boleh basikal sebijik sorang. alhmdulillaah..mak takde credit card ginilah. everything cash. no cash no dapat. Berdoalah selamanya credit card less and doa cepat cepat boleh bebas hutang. Kereta pun lagi one year yeah! Eh tiba tiba..





This yr pun dah 3rd year at Tadika Arif Minda. Mula mula ada niat juga nak tukarkan ke tadika lain, beralih arah pula tgk ada improvement ke tak. Tp fikir balik, arif minda ni mmg one of the best tadika in this area. Teachers pun dh kenal perangai iman and ada tricks utk handle, so we'll see for one year mcmana.

And this year masuk teacher baru utk iman, hopefully a good thing for Iman, a new fresh perspective. and most importantly tak bertukar tukar dh like this year. The first day of school aritu dh berbincang dgn teacher su, the school's supervisor on things to expect, to improve and tips from her as a teacher. So inshallah we'll see how. nak kena jumpa teacher every two months after this for progress tracking.






Semalam out of the blue masa kitorg tgh layan drama mira filzah, Iman blurted,

" Teacher tadi ajar colors. Blue campur yellow jadi green"
"Oh pandai nya anak mommy, teacher ajar pkai apa, air color2 ke?"

Silence. But then sambung lagi..

" lepastu..blue campur red...jadi purple!.. Peach pun ada tapi iman xingat"

Then he ran away.

Ahahaha..yes that's my boy. mcm manalah mommy tak kata special..but itulah..every kid is special in special ways.


well Iman, mommy always pray for you. for your best, for your health for everything. may you grow up with all the skills, kindness and iman that makes you a good guy one day. Amin!







Aha this one is another story. Manja kemain. Yang ni namanya Zulhafidzey Amsyar. We'll talk about you later :)


Love,

Mommy
posted from Bloggeroid

Thursday, January 7, 2016

Dinoscovery Trip 2015!




Remember the dinoscovery tickets i redeemed from astro? Well, we finally went to check it out last christmas long break ;) And it was fun! Let me walk you through via pictures of us :)

Opening hours is from 10am-7pm on weekdays and 10am to 8pm on weekends.



Our tickets ;)


Located in Avenue K on the 4th floor, the location is really easy to find. Parking in avenue K is also affordable, so no worries. RM5 per entry only, amazingly really cheap for KL rate :)

Outside dinoscovery

All excited to meet the dinosaurs!
Actually they had already mentioned that cameras are not allowed inside. But what the heck. What's life without cameras :)


The journey starts with a tour guide informing all the do and dont's and whatnots while handling us items for the paleontologist experience. We were given bush jackets for each of us, a head torch, a RFID scanner watch and also two maps to complete the quest. achehh quest..hehehe. Then there was a short movie screening for what's inside.

Amsyar was scared at first as we could hear all the dino roars from the screening room, he eventually asked to go out back. But once he saw the dinos, he was ok. But still tugging tight to mommy.


It was quite fun, checking out moving dinos inside and completing the puzzle map along the way. The kids were excited :) Sorry for the pics quality, it was quite dark inside :)



Huge eggs aren't they?





Yes, touching was allowed :)


The dinos were too real for them :)




Along the trails there were activity spots to do things such as wall climbing, dino chasing and also tail wiggling..haha ok the last one sounds awkward! Well iman did do some wall climbing to see the dino pteranodon nest up high. Half way, tho this time. Its ok next time we'll try some more. It was his first wall climb experience! :)



Iman in action with adik on the watch. Mommy pteronodon is coming!





Daddy's stegosaurus wannabe tail wiggle pose

This one was from Malaysia.nama apetah
This is mommy's fav : The Triceratops

A T-rex that opens his mouth :p


Those sharp teeth of a baby t-rex












Iman opening what dinos eat for lunch boxes :)


Comparison displays to imagine how big are the dinos



Towards the end there were some sand pits for digging to find fossils for the kids and also a ball erupting volcano. Well the kids spent quite some time here, giving mommy and daddy some time for selfies and photo taking.




End of the trail, is a souvenir shop where you can purchase gift items such as cute dino alphabet charts, replicas and the usuals hehehe. We bought tiny dinosaur erasers that were too cute to resist. Well of course for mommy's keepsake and for the boys to have when they're a lil bit much older :) Here you can redeem your paleontologist certs as well by handling over the completed map and answering few questions based on the trail. Of course mommy's the one answering all this time around, the questions were not that easy you know, but we've made it! yeay!

Fret not,you can opt for not answering the questions which entities you a Junior Paleontologist cert in exchange.




The dino counter boy told us that they're undergoing a major renovation this January so that by February everything will already be revamped and new! Maybe we'll come again that time around!

Mommy's view :

Place is small and the trail is too short that bores adults but big enough for young children to stay focused and not get bored untill the end. The trail will take about 15-30mins only if you are not a reader of infos on each display ;) Dinoscovery can improve more on activities held inside and display dinos a lil bit more further away from each other to make the 'hunting' activity more realistic.


All in all, the boys were happy and enjoyed the visit. Nice one. Thanks astro for the tix!


Love,

Zahra

Wednesday, January 6, 2016

Dilwale 2015



Watched at : Premium X, OneCity USJ on the 4th of January 2015
Rating Stars :4.5*


Review :

Tickets were sold out in ioi city mall so we had no choice rather than to find an alternative. So we headed back to onecity where it was quite empty and with much pricey tix. Mahal juga for a monday we paid rm13 per ticket and its before 6pm premiere. The boys were at school, so we had some time out of our own. Just some time to enjoy with..haha. We were late (yalah from ioi city mall) and the show was 3.45 till 6.30.


And popcorn too..of course!




View from my seat. yeay!

Overall all i can say that it's a must see. If you loved kuch kuch hota hey, kabhi kushi kabhi ghamm, this will be definitely a nice watch for you :) We enjoyed it though some lousy scenes by new-comers in the beginning but its oklah. Bolehlahhhhhhhhh.. SRK is never disappointing and Kajol is of really pretty. some of the shots i took during the movie. Ah tak boleh tahan kena ambik sikit :p







Kaali



Nice way really to start the year with. Gi la tengok. best..ada org kata tak best. taktahulah. bagi kitorg beesssttttt..Alhmdulillahh.. ;) i guess we should do this every first day of school..syarikat pun dh bagi cuti. oklah. annual event ;p

**more details for this film here in wiki

Tuesday, January 5, 2016

2016 : A good start forward inshallah

A really good one I hope! Today's the first working day for 2016. Entering my 9th yr by February inshallah..and will be still here doing things I like the most.

Well, wishing all wells. Just a short note today.2015 had been kind tho not too kind but fairly enough. It had been a joyous year, a prosperous year, credit card free, new babyh free alhmdulillah :)

Looking forward for all the possibilities together for 2016!



Zahra


posted from Bloggeroid